Tandem Capital Management, Inc. reserves the right to limit or deny access to this website to any person, geographic location or jurisdiction at any time without prior notice or consent. Furthermore, Tandem Capital Management, Inc. reserves the right to add, delete, change or modify the Terms of Use at any time without prior notice. Any or all changes will be effective immediately.

All materials on this site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices.

This website provides general information regarding Tandem Capital Management, Inc. and its services. The information herein is not intended to provide accounting, investment, legal, or tax advice or recommendations. You should obtain appropriate professional advice before making any investment decision. The content available through this website is the property of Tandem Capital Management, Inc.

This website and any and all accompanying screens, information, materials, user documentation, user interfaces, images, arrangements of information, related software and other proprietary property of Tandem Capital Management, Inc. or its licensors accessible via the website is and shall remain the exclusive property of Tandem Capital Management, Inc. and its licensors, as the case may be. All rights to the website remain with Tandem Capital Management, Inc. or its licensors. This site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this site.

Tandem Capital Management, Inc., its directors, principals, officers, employees, and agents shall not be liable for any claims, liabilities, losses, costs or damages arising out of or resulting from the use of or inability to use this website, or in connection with any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure.

The use and access to this website is the user's sole responsibility and in accessing this website, the user acknowledges and agrees to be responsible for compliance with any local laws or regulations relating to the information and contents contained in this website. This website is not a solicitation or recommendation to buy, sell or hold securities or a solicitation of an investment in any account. An offer to buy or sell securities or a solicitation of an investment in any account can only be made with accompanying disclosure documents and only in the jurisdictions for which they are approved. There is no assurance that any client account's investment objective will be achieved. Moreover, the past performance should not be construed as an indicator of future performance.

The use of this website shall be governed by the laws of the State of New Jersey and the United States of America, and shall be construed, and the rights and liabilities of the parties determined, in accordance with the substantive laws of the State of New Jersey and the United States of America.

Where Tandem Capital Management, Inc. may provide other sources of information via hyperlinks to third-party websites or third-party sourced articles, Tandem Capital Management, Inc. does not endorse or express agreement with linked sources and users agree to access them at their own discretion and risk. It is the responsibility of the user of this website to understand the privacy policy of every third-party web content provider hyperlinked from this website. By accessing third-party websites from this website, the user acknowledges and understands the privacy risks. Tandem Capital Management, Inc. expressly disclaims responsibility for the privacy policies and customer data practices of third-party websites hyperlinked from this website.

Except as expressly authorized by Tandem Capital Management, Inc. in writing, or stated in the Terms of Use, the user is prohibited from using this website in a manner that:

• violates any applicable law, rule or regulation;
• damages, in any way, Tandem Capital Management’s server or the third-party server that hosts this website or any network connected to any such servers;
• uses cookies, intelligent agents, robots, spiders, or similar devices or processes to search, monitor, copy or adversely impact this website or the information, content, services, software or other materials on, or obtained from, this website;
• interferes with other users' access to and use of this website;
• includes “Tandem Capital Management, Inc.,” "Tandem Capital Management," any member of Tandem Capital Management’s professional team’s name, or any of Tandem Capital Management’s intellectual property, or any variation of the foregoing, in any manner.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.